If you have your own commercial insurance, you will be required to to claim on this before you claim on the Fat Lama insurance. If your commercial insurance will not cover it, or your claim is rejected for any reason, you can claim on the Fat Lama insurance.
To be eligible you must be able to answer the following statements truthfully:
- I have never been convicted of, or charged with, any offence other than motoring offences.
- I have never been subject to a county court judgement (CCJ), a debt relief order (DRO), an individual voluntary arrangement (IVA) or to bankruptcy proceedings.
- I have never had insurance cancelled, refused or declined or had any special terms imposed.
- I have not made more than 2 insurance claims in the past 5 years